What Are The Odds Of Becoming Disabled?

Did you know you have about a 30% chance of becoming disabled before age 65? Most people we speak with understand how catastrophic the loss of income would be to their life, but most also think it will never happen to them personally.

None of us have the answer to whether this will happen to us in the future, but the possibility does exist. The smart person prepares for the possibility by designing a plan which guarantees a continuing income to protect self, dependents and savings accumulated over an extended period of time which will be depleted quickly during a prolonged disability.

The key is to design a plan which provides the needed income at an affordable premium. If you can afford a premium costing less than 2% of your income, why wouldn’t you want this safety net for you and your family? Think about it.